VeriXa
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Government Projects
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Commercial Banks
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Development Banks
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Finance Companies
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Microfinances
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Cooperatives
Overview
VeriXa is a centralized platform that helps financial institutions manage the entire customer onboarding and KYC process in one place. VeriXa integrates with the Core Banking System and other existing systems, helping institutions simplify processes, reduce manual work, manage risk, and maintain compliance throughout the customer relationship.
Key Features
Why VeriXa?
Built for institutions that need a single, interoperable stack for identity, risk, and compliance
VeriXa Engine
A connected ecosystem spanning onboarding, risk, AML, identity verification, Video KYC, and compliance workflows.
Unified Customer & Risk Data Model
One authoritative identity and risk record across every channel.
API-First, Low-Touch Onboarding
Straight-through onboarding from click to account via APIs and OCR.
AI/ML Verification & Anti-Spoofing
Deepfake-resistant identity proofing with liveness, face match, and ID hold checks.
No-Code Automation & Orchestration
Configure workflows, rules, and forms without writing code.
Regulatory-Grade AML & Reporting
Detect, investigate, and file TTR/STR to FIU-Nepal from one pipeline.
Interoperable Core & Ecosystem Integration
Drop into any CBS with plug-and-play data connectors.
Customer Lifecycle with VeriXa
A continuous journey — from first onboarding to ongoing review — keeping every customer relationship verified and compliant.
Continuous
VeriXa
Lifecycle
4 Connected Steps
STEP 01
Onboard
Branch & Digital Onboarding
Pre-Screening · Sanctions · PEP
STEP 02
Verify
Video KYC · ID/PAN Verification
Biometric · Liveness · Risk Profiling
STEP 03
Compliance
Transaction Monitoring
Alerts · Threshold Checks · Case Management
STEP 04
Periodic Review
Customer Review · Re-KYC
Account Lifecycle · Retention & Offboarding
STEP 01
Onboard
Branch & Digital Onboarding
Pre-Screening · Sanctions · PEP
STEP 02
Verify
Video KYC · ID/PAN Verification
Biometric · Liveness · Risk Profiling
STEP 03
Compliance
Transaction Monitoring
Alerts · Threshold Checks · Case Management
STEP 04
Periodic Review
Customer Review · Re-KYC
Account Lifecycle · Retention & Offboarding
↻ Continuous cycle — review feeds back into onboarding
VeriXa VKYC
Video KYC (VKYC) is an end-to-end digital identity verification platform built for commercial banks, financial institutions, PSPs/PSOs and insurance companies. It substitutes manual documentation and in-person visits with a quick, secure, and regulatory-compliant digital onboarding process—lowering customer acquisition costs while enhancing fraud prevention, compliance, and audit readiness.
From Click to Customer
A streamlined Video KYC journey for faster, safer onboarding
Start
Click to begin
Initiate Video KYC
Begin verification from anywhere.
Verify Identity
Live video, liveness, face match, and ID checks.
Validate Data
AI/ML based validation of customer data.
Review & Approve
Officer review and final decision.
Complete Onboarding
Customer profile creation and account opening.
End
Customer onboarded
Start
Click to begin
STEP 01
Initiate Video KYC
Begin verification from anywhere.
STEP 02
Verify Identity
Live video, liveness, face match, and ID checks.
STEP 03
Validate Data
AI/ML based validation of customer data.
STEP 04
Review & Approve
Officer review and final decision.
STEP 05
Complete Onboarding
Customer profile creation and account opening.
End
Customer onboarded
Security Layer
AI/ML Powered Fraud Protection
Multi-layered checks to keep digital onboarding secure
01
Passive Liveness
Confirms a real, live person.
02
Active Blink Test
Detects static images and replay attempts.
03
Randomized Head Movement
Adds protection against pre-recorded and deepfake attempts.
04
Biometric Face Match
Matches the live face with the ID photo.
05
ID Card Hold Check
Confirms the customer is physically holding the ID.
AML & Transaction Monitoring
VeriXa AML & Transaction Monitoring enables financial institutions to identify questionable activities, evaluate risks, examine alerts, and fulfill regulatory reporting obligations via a unified compliance platform.
Compliance workflow
How It Works
From data intake to regulatory reporting — a clear, auditable path that helps compliance teams detect risk, investigate alerts, and submit on time.
Step 1
Collect & Consolidate
Customer and transaction data from multiple sources.
Step 2
Detect & Analyze
Rules, scenarios, behavior patterns and risk indicators.
Step 3
Generate Alerts
Detect suspicious activity and prioritize risk-based cases.
Step 4
Investigate & Manage
Review context, investigate alerts and maintain audit trails.
Step 5
Report & Comply
Generate regulatory reports and support timely submissions.
Step 1
Collect & Consolidate
Customer and transaction data from multiple sources.
Step 2
Detect & Analyze
Rules, scenarios, behavior patterns and risk indicators.
Step 3
Generate Alerts
Detect suspicious activity and prioritize risk-based cases.
Step 4
Investigate & Manage
Review context, investigate alerts and maintain audit trails.
Step 5
Report & Comply
Generate regulatory reports and support timely submissions.
Reporting simplified with VeriXa
TTR Reporting Simplified
Threshold Transaction Reporting is an automated module that helps organizations identify high-value transactions, generate structured reports, and streamline regulatory compliance. It integrates seamlessly with any Core Banking System (CBS), enabling organizations to simplify reporting, reduce manual effort, and improve overall compliance efficiency.
01
Seamless Integration
Works with existing systems with minimal disruption.
02
XML Reporting
Generate structured, ready-to-submit reports instantly.
03
NRB-Compliant Reporting
Generate TTR reports compliant with Nepal Rastra Bank requirements.
04
AML & KYM Support
Support Anti-Money Laundering and Know Your Member compliance.
05
Large Transaction Monitoring
Identify high-value transactions and unusual activity with ease.
Suspicious Transaction Reporting (STR)
STR is a purpose-built solution that helps financial institutions identify, investigate, document, and report suspicious transactions in line with FIU-Nepal guidelines—streamlining the journey from detection to regulatory submission.
01
Guideline-Aligned Detection
Identify suspicious activity using FIU-Nepal and sector-specific red flags.
02
Sector-Specific Detection
Support monitoring across banks, cooperatives, insurance, remittance, securities and other reporting entities.
03
Structured Case Management
Capture investigation details, grounds for suspicion and a complete audit trail.
04
Compliance Officer Workflow
Review, investigate, escalate and approve cases through a structured workflow.
05
goAML-Ready STR Reporting
Prepare structured STRs for submission through FIU-Nepal’s goAML system.
06
Ongoing Guideline Updates
Keep STR processes aligned with evolving FIU-Nepal requirements.
Key AML Capabilities
Everything compliance teams need in one connected platform
Customer Screening
PEP, sanctions, customer profiling & adverse media screening.
Transaction Monitoring
Machine-learning-based real-time, batch & behavioral monitoring with anomaly detection.
Risk Assessment
Assess customer, product, geography & channel risk.
Case Management
Investigation, escalation, workflow management & closure.
Regulatory Reporting
Support TTR, STR & NRB compliance reporting with full audit trail.
Dashboards & Analytics
Gain visibility into risks, trends & management insights.
Configurable Platform
A no-code platform that helps financial institutions digitize, automate, and adapt their customer and compliance processes.
01
Dynamic Forms
Create and customize forms for onboarding, account opening, loans, and more.
02
Business Rules Engine
Configure rules for risk, transactions, products, limits, and compliance decisions.
03
Business Process Management
Automate workflows, approvals, tasks, notifications, SLAs, and process tracking.
Integrations
Core Banking & Customer Information Systems
AML, Sanctions & Watchlist Screening
National ID / PAN & Karja Suchana Kendra
Credit Information Systems
Document OCR
Email, SMS & OTP Services
Local & Global Watchlists
APIs & Third-Party Systems
Connect From Any Channel
Digital / Online Registration
Corporate Channels
API Channels
Mobile & Internet Agents
Online Account Opening & Self-Service Banking
One digital module for the full customer journey — open accounts and handle any service request without a bank visit, a physical form, or manual paperwork. Both flows follow the same path: authenticate, capture through dynamic forms, route through BPMN, and fulfil in the Core Banking System.
Key Features
Everything needed to open accounts and fulfil service requests digitally
01
Online Account Opening
Digitally open accounts end-to-end without a branch visit.
02
Reusable KYC, VKYC & Document OCR
Reuse verified identity and documents across products and services.
03
Configurable Product & Service Catalog
Define and manage products and service requests from one catalog.
04
Dynamic Service Forms
Capture requests through configurable forms tailored to each journey.
05
Maker-Checker & SLA Enforcement
Enforce dual control and service levels across every request.
06
Notifications (Email/SMS)
Keep customers and officers informed at every milestone.
07
Seamless Core Banking Integration
Fulfil account opening and service requests directly in the CBS.
08
Complete Audit Trail
Track every action for compliance, review, and accountability.
Outcomes
Business Benefits
Replace Bank Visits
Eliminate Physical Forms
Automate Manual Workflows
Reduced Branch Load
Faster Service Turnaround
Full Traceability
Built for institutions that need trust, speed, and compliance.
Banks
Microfinance Institutions
Cooperatives
Insurance Companies
Other Financial Institutions
Nepal
Myanmar
